How much does your savings account* pay?


Investment Certificate Rates

Type Rate/APR APY
Variable 2.00% 2.03%
2-Year Fixed 1.00% 1.01%
5-Year Subordinated 3.00% 3.05%
7-Year Subordinated 4.00% 4.08%

Rates subject to change without notice, offered by prospectus only.

APY = Annual Percentage Yield (compounded daily).

Rates effective 10/01/2016 (call for current rates).

*Investment Certificates not FDIC insured.

Oregon Residents Only.

How to purchase a Certificate with High Yield

Q – Who Can Purchase?

A – The purchaser of an investment certificate must have all his documents to date. In addition, these certificates can be purchased by organizations, corporations, profit sharing plans and other institutions. (Proof of residency required.)

Q – How Can I Purchase a United Investment Certificate?

A – To obtain a prospectus, call our office listed on the website. You only need to complete and sign the application form and bring in a check, bank draft or money order payable to the order of Ken Loan Investment Co.

Q – Are These Investment Certificates Insured by a Government Agency?

A – No. There is no government agency guaranteeing these Investment Certificates.

Q – What Expenses Must a Purchaser of an Investment Certificate Pay in Addition to the Purchase Price?

A – None. No expenses are charged to the purchaser, no service charges or brokerage fees.

Q – Can a Ken Loan Investment Co. Certificate be purchased for a minor child’s account?

A – Yes. An adult may purchase an Investment Certificate for the minor child as their custodian or trustee (if a trust has been created for the minor).

Q – What is the Purchaser’s Protection Against Loss or Theft?

A – Each Investment Certificate is issued to a named party, not to the bearer. The ownership of each Investment Certificate is registered with United as Note Registrar, and payment will be made payable only to the registered holder of the Certificate.